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Gateway EITC Community Coalition
The Gateway EITC Community Coalition provides FREE federal and state tax preparation services for individuals and families earning under $54,000. We are a Volunteer Income Tax Assistance (VITA) program serving low to moderate income families and individuals, seniors, persons with disabilities, and limited English speaking taxpayers who need assistance preparing their own tax returns.
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Missouri Benefits
MO HealthNet for Kids Children's Health Insurance Program (CHIP)
The Federal Children's Health Insurance Program (CHIP), part of the MO HealthNet for Kids program, is a health insurance program for uninsured children of low-income families who do not have access to affordable health insurance.
Missouri Head Start
Head Start is a Federal program that promotes the school readiness of children from birth to age five from low-income families by enhancing their cognitive, social, and emotional development. Head Start programs provide a learning environment that supports children's…
Missouri Low Income Home Energy Assistance Program (LIHEAP)
The Missouri Low Income Home Energy Assistance Program (LIHEAP) has two components: Energy Assistance/Regular Heating (EA) and Energy Crisis Assistance Program (ECIP). EA is designed to provide financial assistance to help pay heating bills for Missourians during the…
Missouri MO HealthNet
The purpose of the MO HealthNet program is to provide medical services to persons who meet certain eligibility requirements as determined by the Family Services Division (FSD). The goals of the MO HealthNet program are to promote good health, to prevent illness and…
Missouri Special Supplemental Nutrition Program for Women, Infants, and Children (WIC)
The WIC Program provides supplemental foods, nutrition education and referrals to health care, at no cost, to low-income pregnant, breastfeeding and postpartum women, infants, and children up to age 5 who are determined to be at nutritional risk. To be fully eligible…
Missouri Supplemental Nutrition Assistance Program (SNAP)
Each participating household receives an allotment of food benefits based on the United State Department of Agriculture's (USDA) "Thrifty Food Plan." This allotment is adjusted annually according to the U. S. Department of Labor's analysis of the cost of food. Missouri…
Missouri Temporary Assistance for Needy Families (TANF)
The purpose of the Missouri Temporary Assistance Program is to provide assistance to needy families with children so that the children can be cared for at home. The program also is intended to reduce dependency by promoting job preparation, work and marriage. Funds may…
Missouri Unemployment Insurance
Unemployment insurance benefits provide temporary financial assistance to workers unemployed through no fault of their own, who meet Missouri's eligibility requirements.
Missouri Weatherization Assistance Program
Home heating is a high-cost basic necessity. For people with low incomes, the decision to pay the utility bill may mean deciding between being warm in the winter or having well-balanced meals. Other low-income people live in older homes that may not have insulation or…
National School Breakfast and Lunch Program for Missouri
The School Breakfast Program provides funding that makes it possible for schools to offer a nutritious breakfast to students each day. Similarly, the goal of the National School Lunch Program (NSLP) is to protect the health and well-being of the nation's children by…
Special Milk Program for Missouri
The Special Milk Program provides milk to children in schools, childcare institutions, and eligible camps that do not participate in other federal child nutrition meal service programs. Schools that participate in the National School Lunch or School Breakfast Programs,…
Summer Food Service Program for Missouri
The Missouri Summer Food Service Program (SFSP) helps assure that eligible populations have access to nutritious meals during the summer months. When school is not in session, SFSP provides reimbursement to community agencies offering the required continuum of meals.…
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Next Gen Personal Finance
NGPF is a free high-school personal finance curriculum and professional development partner helping teachers deliver essential money understanding in an easy-to-grasp, engaging way. We offer a complete course of up-to-date, customizable lessons and activities designed to spark participation and make ideas memorable. Professional development and events build personal connections, enable knowledge sharing, and highlight information teachers find truly useful.
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St. Louis Chapter of the National Association of Black Accountants, Inc
Our mission is to address the professional needs which enable minorities to maximize their career potential in the accounting profession. The goals of NABA include, but are not limited to, the following:
To promote and develop the professional skills of our members;
To encourage and assist minority students in entering the accounting profession;
To ensure long-term financial stability and provide adequate resources to implement chapter, regional and national programs; and
To represent the interests of current and prospective minority accounting professionals.
In addition, NABA works actively with accounting firms, corporations, colleges and universities in the placement of minority candidates for accounting and finance position.The St. Louis Metropolitan Chapter of NABA is also committed to making a difference in the community. Some of our local programs include the following:
Serving as mentors to at-risk students in the St. Louis Public School system.
Preparing income tax returns for low to moderate-income taxpayers.
Participating in local high schools’ role model programs.
Coaching student members on interviewing skills and techniques, resume writing and corporate etiquette.
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The St. Louis Tax Assistance Program (TAP)
The St. Louis Tax Assistance Program (TAP) offers free tax preparation services to low and moderate-income families to help them obtain the tax credits for which they are eligible and avoid costly income tax preparation fees.
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Money Smart St.Louis
Financial Education and Consumer Resources
Blogs
Cash Chat: http://financialinfoforwomen.wordpress.com/
Clearpoint Credit Counseling Solutions: http://www.clearpoint.org/blog/
Get Rich Slowly: http://www.getrichslowly.org/
MintLife Blog: http://www.mint.com/blog/
Money Talks News: http://www.moneytalksnews.com/
On the Money Magazine: http://www.onthemoneystl.org/
Banking
Bank On Save Up St Louis: www.getbankednow.org
Borrowing Money / Lending
Credit and Loans: http://www.consumer.ftc.gov/topics/credit-and-loans
MyMoney.gov: http://www.mymoney.gov/borrow/Pages/borrow.aspx
Payday Loans: https://www.consumerfinance.gov/ask-cfpb/category-payday-loans/
Children and Youth
“Financial Firsts” for teachers: http://www.clearpointccs.org/financial-firsts-for-teachers/
Federal Reserve Bank of St. Louis http://www.stlouisfed.org/education_resources/
Junior Achievement http://studentcenter.ja.org/Pages/default.aspx
Kids and Money: Teaching Children to Manage Their Finances: https://www.stlouisfed.org/~/media/Files/PDFs/Community%20Development/Booklets%20Guides%20and%20Brochures/kids_and_money.pdf
Money Math: http://www.treasurydirect.gov/indiv/tools/tools_moneymath.htm
MyMoney.gov – Youth Resources: http://www.mymoney.gov/Pages/for-youth.aspx
FDIC- Young Money Smart https://www.fdic.gov/consumers/consumer/moneysmart/young.html
Consumer Issues
Better Business Bureau company directory/reviews: www.bbb.org
Direct Marketing Association opt-out: www.dmachoice.org
Federal Trade Commission: www.ftc.gov
National “Do Not Call” Registry: www.donotcall.gov
Credit
Credit Reports: http://www.federalreserve.gov/creditreports/default.htm
Credit Scores: www.myfico.com
Free annual credit report: www.annualcreditreport.com
Free credit reports: http://www.consumer.ftc.gov/articles/0155-free-credit-reports
Debt
Chestnut Credit Counseling: http://www.chestnut.org
Clearpoint Credit Counseling Solutions: http://www.clearpoint.org/
Debt Collection (FDIC): https://www.fdic.gov/consumers/assistance/protection/debtcollection.html
Fair Debt Collection Practices Act: http://www.consumer.ftc.gov/articles/0149-debt-collection
National Foundation for Credit Counseling: http://www.nfcc.org/
General Financial Education
Consumer Financial Protection Bureau: www.consumerfinance.gov
FDIC Money Smart: https://www.fdic.gov/consumers/consumer/moneysmart/index.html
Federal Financial Literacy and Education Commission: www.mymoney.gov
Office of the Comptroller of the Currency: http://www.occ.gov/topics/community-affairs/resource-directories/financial-literacy/index-financial-literacy.html#BasicFinancialLiteracy
Smart About Money (NEFE): http://www.smartaboutmoney.org/
On-line Curriculum/Training/Videos
“Financial Firsts” for teachers: http://www.clearpointccs.org/financial-firsts-for-teachers/
BBB/Clearpoint financial tip videos: http://www.bbb.org/council/news-events/lists/tips-sponsored-by-clearpoint-credit-counseling-solutions/
Clearpoint Debt Collection Podcasts: http://clearpoint.org/resource-center/podcasts
Clearpoint University: www.u.clearpointccs.org
FDIC Money Smart: https://www.fdic.gov/consumers/consumer/moneysmart/index.html
FDIC Money Smart Kids: https://www.fdic.gov/consumers/consumer/moneysmart/young.html
Khan Academy – Better Money Habits: https://www.bettermoneyhabits.com/
Relationships and Money
A lighter look at love and money: http://www.repaydebt.org/wcc_contest/penny-bags-a-buck-episode-1-giveaway
Dave Ramsey: http://www.daveramsey.com/articles/content-center/category/lifeandmoney_relationshipsandmoney/
Dave Ramsey: https://www.daveramsey.com/blog/the-truth-about-money-and-relationships
Debt & Relationships: http://time.com/money/3896131/couples-money-debt/
Dr. Phil: http://www.drphil.com/articles/article/32
Money Smart: https://www.moneysmart.gov.au/life-events-and-you/families/relationships-and-money
Suze Orman: http://www.oprah.com/money/Money-and-Relationships-5-Tips-Suze-Orman
Retirement
AARP Money and Savings: http://blog.aarp.org/category/money-savings/
CNN Money – Retirement: http://money.cnn.com/retirement/
A simple, safe, affordable way to start saving for retirement: http://myRA.gov
Social Security Administration: http://www.ssa.gov/retirement/
Social Security Administration (other considerations): https://www.ssa.gov/planners/retire/otherthings.html
Savings
America Saves: http://www.americasaves.org/
Federal Trade Commission: https://www.consumer.ftc.gov/articles/0498-its-never-too-early-or-too-late-save
Flexible Spending (FSA) and Health Savings (HSA) accounts: http://www.irs.gov/publications/p969/ar02.html
Individual Development Accounts: http://www.beyondhousing.org/programs/homeownership-center/individual-development-accounts/
Missouri Saves: http://missourifamilies.org/mosaves/
MyMoney.gov: http://www.mymoney.gov/save-invest/Pages/saveandinvest.aspx
University of Missouri Extension: http://extension.missouri.edu/wfes/savingandspending.aspx
Spending / Budgeting
Better Money Habits: http://www.bettermoneyhabits.com/en/home.html#fbid=Pkw09xBOXwl
Clearpoint’s Budget Worksheet: http://www.clearpoint.org/wp-content/uploads/budgetsheet1.pdf
Clearpoint’s Budget Calculator: https://www.clearpoint.org/tools/budget-calculator/
Mint.com online budgeting: www.mint.com
MyMoney.gov: http://www.mymoney.gov/save-invest/Pages/saveandinvest.aspx
Students / Saving for College / Student Loan Debt
Federal Student Aid: http://studentaid.ed.gov/prepare-for-college
FDIC- Student Loan Basics: https://www.fdic.gov/consumers/assistance/protection/studentloans.html
Illinois Bright Start 529 Plan: https://www.brightstartsavings.com/
Missouri MOST 529 Plan: https://www.missourimost.com/
NFCC Student Loan Counseling: http://www.studentloanhelp.org/
Saving & College: http://www.finra.org/investors/saving-college
Student Loan Alliance Counseling: http://www.clearpointccs.org/credit-debt/student-loan-counseling/
Student Loan Borrower Assistance: http://www.studentloanborrowerassistance.org/
Student Loan Debt: Don’t Be Scammed: https://www.consumer.ftc.gov/blog/2017/10/got-student-loan-debt-dont-be-scammed
Taxes
IRS e-file: http://www.irs.gov/uac/Free-File:-Do-Your-Federal-Taxes-for-Free
Volunteer tax preparation: http://gatewayeitc.org/
Tools and Calculators
Bankrate.com calculators: http://www.bankrate.com/calculators.aspx
Clearpoint tools: http://www.clearpointccs.org/tips-and-tools/tools/
MyMoney.gov: http://www.mymoney.gov/tools/Pages/tools.aspx
Nationwide Banking Tools: https://www.nationwide.com/banking-tools-and-calculators.jsp
Veteran’s Resources
CFPB http://www.consumerfinance.gov/servicemembers/
Clearpoint Military Reconnect: http://www.clearpoint.org/military-reconnect-program
Senior Veterans Service Alliance: http://www.veteransaidbenefit.org/
USA Cares: http://www.usacares.org/
Veterans Financial: https://www.veteransfinancial.com/
Veterans & Debt: https://www.debt.org/veterans/